Payments Spread Across BNPL, Subscriptions and Cards Make Finances Harder to...
The share of middle-income Americans who have used buy now, pay later services climbed to 44% from 28% a year earlier, according to Primerica’s third-quarter Financial Security Monitor survey, released...
View ArticleLow-Income Households Spend 13.3% of Income on Utilities, Five Times That of...
Low-income households spent a median 13.3% of their pretax income on utilities in 2024, more than five times the 2.5% spent by high-income households, according to an analysis published Oct. 13 by the...
View ArticleMoney Tops Health as Couples’ Biggest Source of Stress, Survey
One in three Americans who are married or living with a partner say money is the biggest source of stress in their relationship, according to a recent CFP Board survey. Thirty-four percent ranked money...
View ArticleNearly 1 in 5 Families Fell Behind on Loan Payments, Federal Reserve Survey...
The share of U.S. families that fell behind on loan payments jumped sharply over three years, according to the Federal Reserve’s triennial Survey of Consumer Finances, released this month. In the 2025...
View ArticleInflation Expectations Hit Highest Level Since 2023 as Consumers Say Their...
Consumers expect prices to rise faster over the next year and feel worse about their finances, though fewer of them expect to miss a debt payment, according to the Federal Reserve Bank of New York’s...
View ArticleEligible SAVE Borrowers Who Skip Re-Enrollment Face Payments Near 13% of...
Roughly 37% of borrowers enrolled in the Saving on a Valuable Education plan could lower their monthly student loan payments by moving to another income-driven repayment plan, and those who do not...
View ArticlePlanners Say Rising Costs, Not the Midterms, Are Driving Client Money Moves
Financial planners report that their clients are responding to rising costs far more than to the upcoming midterm elections, according to a CFP Board survey published last month. Sixty-nine percent of...
View ArticlePayPal: 58% of Shoppers More Worried About Money, but 64% Plan to Spend at...
Most U.S. consumers say they are more worried about their finances heading into the holidays, yet most still plan to spend at least as much as they did last year, according to a PayPal survey released...
View ArticleGen Z Borrowers Most Likely to Be Stuck at Minimum Payments, Survey Finds
Younger consumers carrying heavy unsecured debt are the most likely to be making only minimum payments, according to a survey released last week by Freedom Debt Relief and Money.com. The study, “Deep...
View ArticleShare of Financially Unhealthy Consumers Dips to 63%, JD Power Reports
Most consumers continue to face everyday affordability challenges and are adjusting both discretionary and nondiscretionary spending in response, according to the Banking and Payments Intelligence...
View ArticleFed’s Cook: AI Is Adding to Inflation Now, Productivity Relief Comes Later
Federal Reserve Governor Lisa D. Cook said artificial intelligence is adding to inflation in the near term and that any disinflationary benefit from AI-driven productivity is unlikely to arrive in time...
View ArticleShare of Financially Vulnerable Households Matches Record High
The share of U.S. households classified as financially vulnerable rose to 17% in 2026 from 15% a year earlier, matching the highest level recorded since the Financial Health Network began its annual...
View ArticleConsumers Want Flexible Due Dates and a Human on the Line, Survey Shows
Consumers are increasingly paying bills with debit cards and automated payments, according to the 2026 ACI Speedpay Pulse Report, an annual survey of adults responsible for paying at least two...
View ArticleStudent Loan Defaults Climb to 9.3M as 3.5M Borrowers Fall Behind
The number of federal student loan borrowers in default rose by about 400,000 in the second quarter to more than 9.3 million, according to quarterly data Federal Student Aid posted this week. Defaulted...
View ArticleDollar General CEO Says Strained Shoppers Are Buying Less Per Trip
Dollar General’s lower-income customers remain employed and have seen some income gains, but persistent inflation and volatile fuel prices are offsetting those gains, Chief Executive Todd Vasos told...
View ArticleMore Americans Are Tapping Investment Accounts to Cover Spending
A growing share of U.S. consumers are moving money out of investment accounts and into checking accounts to cover spending, according to a report based on data from more than 20 million Chase...
View ArticleHousehold Income Hits Record $87,460, but Lowest Earners See No Gain
U.S. real median household income rose 2.6% to $87,460 in 2025, the highest level since the Census Bureau began tracking the measure in 1967, according to a report the agency released last week. The...
View ArticleUtility Bill Payments Outpace Energy Inflation, Bank of America Data Shows
Americans paid more for electricity and gas this summer than rising prices alone would account for, according to a report released yesterday by the Bank of America Institute. Average utility payments...
View ArticleMore Than Half of Consumers Would Let an AI Agent Apply for Credit, Experian...
More than half of credit-active consumers are comfortable letting an artificial intelligence agent apply for a loan or credit card on their behalf, according to new research from Experian conducted by...
View ArticleThe ‘Couch Economy’: Visa Data Shows Consumers Shopping, Dining, and...
A growing share of consumer spending is taking place from the sofa, according to new research from Visa Business and Economic Insights. The report, titled “The Great Indoors: How the ‘Couch Economy’ Is...
View Article